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I need help finding short term insurance?

echoserria asked:


I live in Germany now, and I am going to visit my childhood home in the summer for 40 days. My German insurance doesn’t cover me in the USA, and I am not eligible for a lot of travel insurance because I am a US citizen, and I still use my parents address as my legal address.

I just want to be insured so that if I am in a car accident, my life is not wreaked forever.
Oh sorry. I am only concerned about health insurance. I don’t want to be injured badly in a car accident and have millions of dollars worth of debts.

Bertha

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3 Responses to “I need help finding short term insurance?”

  1. car253 Says:

    Julie

    You are asking about car insurance for a rental car? If you are then just purchase the rental car’s auto insurance.

    Or, you might call your parents auto insurance company and see if you can be listed as a driver under their car insurance.

  2. Insurance Pickle.com Says:

    Jared

    You can just buy a temporary health insurance policy based your parents’ address assuming that’s the residence you use. I have some links on my site.

  3. Insure411 Says:

    Megan

    You would want to use your parents address as your semi-permanent residence and apply based on that information.

    United Healthcare, Anthem, Assurant and a few others all offer policies for up to six months.

    One thing to consider: If you were in an accident and it kept you in the US for longer than six months - your coverage would end and you quite possibly could be uninsurable at that point.

    Maybe consider buying a permanent policy and cancelling it after your time here is up.

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