wlitan asked:


I am going on a hiking trip with my family. If I wanted to be medically evacuated back to the US, I would probably buy that insurance, but do I need the other things like trip cancellation insurance? Last time we went, our tour operator ‘forgot’ to book one of the rooms and we still got stuck with the cost and with negotiating the room with the innkeeper, so it didn’t do us any good to have the insurance.

Raul